Healthcare services come at a cost. Our private pay doctor in Raleigh tackles how patients can benefit from high deductible health insurance in an effort to help patients get the best health care services they deserve at a reasonable price.
A high deductible health insurance plan (HDHP) can save you more money in the long run. This coverage has low monthly premiums but offers high deductibles, as the term implies, than a traditional insurance plan.
How High Deductible Health Insurance Plan Works
According to the U.S. Centers for Medicare & Medicaid Services, the minimum deductible in a high deductible health insurance plan for 2020 is around $1,400 for individual coverage and $2,800 for a family plan. This is the amount you’ll pay from your own funds for medical expenses before you receive a reimbursement from the insurance company. The out-of-pocket expense is capped off at $6,900 for an individual and $13,800 for a family.
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