Storms, fires, floods, hurricanes, accidents, and other calamities may wreak havoc on a homeowner's finances. This is most probably the very reason why you acquired homeowners property insurance.
As a policyholder, you have a reasonable expectation that in the time of need, an insurance claim will be promptly paid by the insurance company following a qualifying event or loss.
After all, you have paid your insurance company's premiums on time to make sure that you can count on financial assistance when you need it. Rightly so, you felt secure knowing that you are covered.
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